The bottom line when looking at your credit history is your credit score, which tells lenders and creditors if you are an “acceptable risk”. Your credit score is a reflection of how well you have managed and paid your obligations over time. It’s well known that a poor credit score will impair your ability to borrow money, to get credit on favorable terms and, in some cases, prevent you from being hired by companies that evaluate financial behavior to determine a prospective employee’s trustworthiness.
In this section we will focus on three key strategies to help you manage and improve your credit score: understanding the basics of your credit score, how to improve your credit and how to dispute and correct mistakes in your credit report.
